France 
Germany 
Spain 
English 
Belgium 
Italy 
Portugal 
Netherlands 
Leader in payment solutions in France, and soon in Europe!
Now a full subsidiary of the BNP Paribas group, FLOA is growing fast, with a mission to become present in more than 10 countries by 2025!
With the support of a leader, everyday business becomes easier
Having already been used by over 1 in 3 European consumers, payment in instalments and Pay Later are becoming must-have features of the buying experience. We are the top player on the market, with:
+15,000
partners and points of sale
Europeans use payment in instalments*
UX driving innovation in banking
Innovative products and services
Pioneer of Buy Now Pay Later solutions, inventor of the mini-loan... Innovation is in our DNA.
At the centre of the Fintech ecosystem
FLOA has teamed up with several partners who are revolutionising the world of finance and payment, including Bankin, Lydia, Obvy and others.
Our awards
We are the proud recipients of several awards in recognition of our quality service and capacity to innovate!
- ContentSquare CX Awards "Best convertion funnel"
- For the second consecutive year, FLOA Pay was voted Customer Service Provider of the Year 2024 in the Payment Solutions category.
- ABtasty awards for UX journey
- Finance UX Awards by Google
Our company
4M
customers
€2,8billion
of credit financed in 2023
4,8/5
our customer rating Verified reviews**
FLOA makes life easier
for consumers by providing them the option to pay later or pay in instalments,
with an extremely easy-to-use solution. We are partners with major online
merchants, key players in the tourism and fintech industries, for whom we are developing
customised services.
As of February
2022, we are part of the BNP Paribas group.
We are speeding
up our international development, with plans to soon be available in most major
European countries.
""Thanks to its expertise in payment and its customer-oriented approach, FLOA has successfully established itself in France as the go-to partner for (online) merchants and fintechs. We are ramping up growth internationally with the help of our new stakeholder, BNP Paribas""
Deputy Executive Director
They're talking about us!
