Payment in instalments

What if payment was simple with a French leader. Buy now pay later means Homepage

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FLOA is a full subsidiary of BNP Paribas, the EU’s no. 1 bank.

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Double your basket

Easier payments, happier customers, and higher revenues for you

Average basket x 2* I’m interested Conversion rate + 20^%* I’m interested New customers + 25^%* I’m interested

“70% of our customers use it”
Payment in instalments is a key part of our commercial offering. Because accessibility is in our DNA, we offer our customers the option to pay for small baskets (€50 or more) in 4 instalments, just like with larger orders. This is especially true in the travel industry, where nearly 70% of our customers use it.

Florent Mermet-Bouvier Head of Sales cdiscount
“Very smooth sales journey”
One advantage of FLOA Pay is the quality of the FLOA journey, which provides a streamlined sales journey. This is crucial for guaranteeing the best possible customer experience, all without changing the overall sales journey.

Maxime Gainnier Marketing Manager SFR
“40% of our customers choose to pay in 3 or 4 instalments”
Nearly 40% of our customers choose to pay for their purchases with CB4X in 3 to 4 instalments, and on some marketplaces, it’s as high as 75%. It really drives up the conversion rate.

Frédéric Pilloud Director of E-commerce Mister Fly
“Offer our customers an alternative”
We implemented the CB4X payment in instalments to meet our customers’ expectations (flexible budgets, possibility to spread out payments) and to offer our customers an alternative in case the amount exceeds their bank card limit.

Grégory Sion Senior Vice President, digital, sales & innovation Pierre & Vacances
“Quick and easy”
We already used the payment in 4 instalments, so implementing Pay in 10 was quick and easy. Thanks to Pay in 10, we have been able to reach a broader client base, and in particular younger consumers.

Arnof Haddouk CEO Velobecane
“An exceptional experience”
In collaboration with FLOA Pay, we are able to make taking out credit an exceptional experience.

Joan Burkoic CEO and Co-founder Bankin'

Read our testimonials

Our solution

Effective products and personalised support.

Our products

3X, 4X and Pay Later... make paying easier for your customers.

Our products in detail

Our support

Our teams are always at your side, like a true business partner.

The steps in detail

Wherever you need us!

E-commerce site

Select from a wide range of payment options and get an answer instantly.
Brick-and-mortar shop

Your customers can pay in instalments in store.
Call center

Payment solutions are also available remotely for your call centres.
International

A single split payment solution for all your European markets (France, Belgium, Spain, Italy and Portugal).