A loan is a binding commitment and must be repaid. Please ensure that you are able to make the repayments before committing yourself.

Make shopping easy for your customers

Give the gift of choice to keep customers coming back and recruit new customers!

Floa Pay products
Your customers can Pay Later in 3 or 4 instalments

of European consumers are prepared to switch brands to access Buy Now Pay Later solutions*

Our split payment and Buy Now Pay Later solutions

Payments in 3 or 4 instalments
Payments in 3 or 4 instalments

Payments in 3 or 4 instalments

  • For multi-product baskets between €50 and €6,000

  • Whether online or in store, your customers can pay in instalments

  • 100% digitalized products

  • No supporting documents required for payment in 3 and 4 instalments: your customers can use the service right away

  • Monthly payments by bank card direct debit

See the journey
shopping cart including FLOA Pay payment solution
Payment step Pay Later with FLOA Pay

Pay Later

  • For multi-product baskets, valued between €30 to €1,000

  • Whether online or in store, your customers can buy now and pay later.

  • 100% digitalized products

  • In case of an incident, you are fully reimbursed.

  • Paid by bank card direct debit

Payment step Pay Later with FLOA Pay

Easy-to-use products for all merchants

Online payment with FLOA


Online merchant? Your customer selects an option at the payment step in your sale journey and sees the payment schedule. The response is instant.

In store buy now pay later solution

In store

Offer a 100% digital experience, even in store. The merchant enters the customer's information directly into the interface. The customer then receives an SMS directing him or her to a payment page. The response is instant.

Call centres FLOA Pay solutions

Call center

Do you have a call centre? Our solutions are perfect for your organisation and interfaces. Benefit from a solution that is quick and easy, both for the call centre agent and for the customer.

Discover our Success Stories

Discover how FLOA has impacted our customers!

Center Parcs case study

Payment in 4 instalments to relaunch holiday bookings post COVID.

Learn more

RED by SFR case study

Implementation of solutions adapted to the target, the products and the paths of each of the brands.

Learn more

Doing business in Europe?
We are here to help!

FLOA is available in France, Portugal, Italy, Spain, Belgium (coming soon to Germany, Luxembourg, and the Netherlands).

If you are in these countries, you can:

  • Take advantage of FLOA services: installation, support and management.
  • Benefit from quality customer support
  • Consult your monitoring tables by country to manage your purchases
Learn more
Payment page

Your payment page display

To pay in several instalments with FLOA, the customer will access:

  • A FLOA payment page co-branded with your brand.

  • A secure payment page that will open in iframe in your journey.


Request a demo

Want to give FLOA a try? Contact our teams for a live demo of our service!