of European consumers are prepared to switch brands to access Buy Now Pay Later solutions*
For multi-product baskets between €50 and €6,000
Whether online or in store, your customers can pay in instalments
100% digitalized products
No supporting documents required for payment in 3 and 4 instalments: your customers can use the service right away
Monthly payments by bank card direct debit
For multi-product baskets, valued between €30 to €1,000
Whether online or in store, your customers can buy now and pay later.
100% digitalized products
In case of an incident, you are fully reimbursed.
Paid by bank card direct debit
Online merchant? Your customer selects an option at the payment step in your sale journey and sees the payment schedule. The response is instant.
Offer a 100% digital experience, even in store. The merchant enters the customer's information directly into the interface. The customer then receives an SMS directing him or her to a payment page. The response is instant.
Do you have a call centre? Our solutions are perfect for your organisation and interfaces. Benefit from a solution that is quick and easy, both for the call centre agent and for the customer.
Discover how FLOA has impacted our customers!
Implementation of solutions adapted to the target, the products and the paths of each of the brands.
Learn more
Payment in 4 instalments to relaunch holiday bookings post COVID.
Learn more
FLOA is available in France, Portugal, Italy, Spain, Belgium (coming soon to Germany, Luxembourg, and the Netherlands).
If you are in these countries, you can:
Take advantage of FLOA services: installation, support and management.
Benefit from quality customer support
Consult your monitoring tables by country to manage your purchases
To pay in several instalments with FLOA, the customer will access:
A FLOA payment page co-branded with your brand.A secure payment page that will open in iframe in your journey.
France 
Germany 
Spain 
English 
Belgium 
Italy 
Portugal 
Netherlands 
