A loan is a binding commitment and must be repaid. Please ensure that you are able to make the repayments before committing yourself.

FLOA is a full subsidiary of BNP Paribas

The EU’s no. 1 bank*, BNP Paribas is our new stakeholder, succeeding Groupe Casino and Crédit Mutuel-CIC.
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BNP Paribas & FLOA
Logo BNP Paribas

FLOA joined BNP Paribas in February 2022, immersing ourselves in the heart of the new digital businesses scene. We have joined other French fintech companies, such as Nickel and Lyf.

Our objectives for 2025

12 million customers

3/4 times more than in 2021

10 new countries

operating across Europe !

BNP Paribas & FLOA

BNP Paribas’ expertise

  • Compliance, Risk, Law and Finance

  • State-of-the-art shared platforms (instant payment)

  • A local group presence and market knowledge to drive global development

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Groupe BNP Paribas: Key Statistics, End of 2021

No. 1

bank in the EU

>190 000



countries and territories


billion euros in net banking income


billion euros in group net profit

BNP Paribas en Europe

Groupe BNP Paribas is committed to many social causes, including the environment, ethics , diversity and human rights.

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Group activities

Activités BNP Paribas

Commercial, Personal Banking & Services

Brings together BNP Paribas commercial banks and professionals specialising in loans, financing and mobility.

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Investment & Protection Services

Brings together BNP Paribas activities dedicated to protection, savings, investment and property services.

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Corporate & Institutional Banking

Offers businesses and institutions a wide range of financial products and services adapted to their needs.

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See what FLOA Pay has to offer

Our products

Pay in 3, 4, 10, 12 or more instalments and pay later.

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The leader

1 in 3 split payments is processed by FLOA

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Customer testimonials

Pierre & Vacances, Center Parcs, SFR, Point S, etc. Discover FLOA’s added value

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