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Published on 24/07/2023

FLOA – the Buy Now Pay Later1 solution that boosts sales!

Note to merchants looking for the next big thing to boost their sales: embrace BNPL1! Buy Now Pay Later1 is literally taking over the world of commerce. Payment in instalments is fast becoming the new preferred payment method for consumers and proving to be a real boon for merchants. Still not convinced? We’ll give you all the inside information on this online payment solution. You’ll find out why it must be included in your strategy to boost sales and offer customers a seamless shopping experience. 

Buy Now Pay Later Buy Now Pay Later

What is FLOA’s Buy Now Pay Later1?

FLOA offers leading solutions on the Buy Now Pay Later1 or BNPL1 market. It offers consumers a fluid and flexible payment experience. Using this innovative financing solution, customers can buy a product or service immediately and pay for their purchase later, in several instalments.

Leading solutions

What benefits does BNPL offer for consumers?

The Buy Now Pay Later1/2 model is being replicated, and with good reason. 72% of French people, 82% of Spaniards and 69% of Italians are prepared to change brands3 to access this service. This Pay Later method offers many advantages for consumers, who are looking for more:


  1. Flexibility and accessibility: it’s hassle-free! Customers can spread out the cost by paying in one or more instalments.
  2. Ease of use: You don’t need a degree in finance to figure it out. Buy Now Pay Later1 is easy for consumers to set up and use. With just a few clicks, they can select the payment option that best suits their needs.

  3. No hidden fees: So, there’s no nasty surprises. Most payment in instalment solutions are transparent about the costs and payment terms. Customers can enjoy shopping without worrying about additional fees.

  4. Satisfaction: With BNPL1, customers enjoy a more pleasant and personalised shopping experience. By meeting consumer needs and offering more flexibility, merchants ensure their customers’ satisfaction.

Satisfaction

Why should merchants opt for Buy Now Pay Later?

Buy Now Pay Later1 not only has advantages for consumers, but also for merchants, who are 100% guaranteed to receive payment! There are a number of benefits to offering customers the option to pay in instalments, ensuring that you:


  1. Boost4 your sales: your customers are more likely to make impulse purchases or be tempted by more expensive products or services. Result: your turnover will no doubt increase!

  2. Build customer loyalty: by offering a personalised shopping experience tailored to the needs of your customers, you’ll go up in their estimation! They will be delighted with this flexible service and will come back to shop with you again in the future.

  3. Reduce your cart abandonment rate: it’s widely known that the moment of payment is often when consumers abandon their cart. By offering Buy Now Pay Later1, you encourage customers to complete their purchases and, as a result, your conversion rate will increase.

  4. Attract new customers: this option is increasingly popular with consumers. Adopting this payment method as part of your service demonstrates that your business is at the forefront of innovation.

  5. Improve your brand image: by opting for BNPL1, you position yourself as a merchant that is concerned about customers’ well-being and attentive to their needs. Guaranteed to help build your brand image and reputation on the market!

Adopting Buy Now Pay Later1 as part of your commercial strategy will give your business a real boost, while offering your customers an optimal shopping experience. So why wait?

Boost sales

What BNPL1 solutions does FLOA offer?

As a French leader and European specialist in Buy Now Pay Later, FLOA offers a range of solutions for payment in instalments, tailored to the needs of consumers and merchants. FLOA Pay offers the following options to transform your consumers’ shopping experience:


  1. Buy Now Pay Later2, a short-term solution to delay payment for up to 90 days, for any purchase from €30 to €1,000;
  2. Payment in 3 or 4 instalments2, where customers can pay in 3 or 4 monthly instalments for the full value of a shopping cart of €50 to €6,000;

“A credit is a commitment and must be paid back. Verify your repayment capacity prior to committing.”


FLOA Pay offers a seamless and personalised payment experience. Simply select the option best suited to your business and customers to benefit from all the advantages of Buy Now Pay Later1. What’s more, this service is easily integrated into your payment process.


As you can see, BNPL1 is much more than a passing fad. It offers a real opportunity to improve your offering and attract an ever more demanding clientele. So it’s time for you to get the lowdown on Buy Now Pay Later1! Download our comprehensive white paper now and take your business to a new level.

Short-term solution to delay payment

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Would you like to try the FLOA Pay offering? Contact our teams for a live demo of our service!

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Would you like to try the FLOA offering? Contact our teams for a live demo of our service!

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