Published on 22/05/2025

Payment in instalments in the travel sector | 2025 Trends

76%!¹ —That’s the proportion of French people who plan to travel in 2025, and this despite a challenging economic climate. This strong desire is reflected in changing purchasing behaviours, as shown in the latest Floa x Kantar² barometer. Split payment has now become the third most common travel expense, used by 32%² of travellers to turn their getaway plans into reality. This phenomenon is gaining traction, with a 20%³ increase recorded in the travel sector.

In response to these shifting consumer habits, tourism professionals are adapting to support this new way of purchasing travel. But how can this trend be turned into a real opportunity? What solutions can be offered to meet travellers’ expectations while also growing your business? Discover how split payments can become a genuine growth driver.

Payment in instalments in the travel sector | 2025 Trends

The challenge of travel in 2025 | Market overview

The travel market is undergoing a shift in the way French consumers plan their holidays. Travellers are taking a more considered approach, favouring planned purchases while still remaining open to last-minute opportunities.

This trend is reflected in a notable 28%³ increase in bookings recorded in July 2024, and it highlights a new dynamic in which split payments are becoming a true decision-making trigger.

Split payment | Trends and top destinations

Floa’s map of destinations financed through split payments² shows a clear preference for domestic getaways. France leads the booking rankings for 2025, followed by Spain, Tunisia and Morocco³.

The average amount spent on trips paid in instalments has reached €1,130³ this year, marking a 9%³ increase compared to 2024. This trend reflects travellers’ growing interest in more premium holidays.

Booking peaks point to a new pattern of spontaneous purchases: 62% of trips are booked for departure within 30 days³. Split payment is becoming a true decision accelerator, enabling travellers to seize the best opportunities without delay.

Airline tickets and holidays | Tailored solutions

Travel professionals now benefit from a simplified technical integration to offer split payment directly on their payment page. The customer journey is seamless and accessible in just a few clicks, and is tailored to the specific needs of each sector, whether flight tickets, weekend getaways, package holidays or seasonal rentals.

Implementation is straightforward thanks to detailed technical documentation and personalised support from the Floa teams. Tour operators receive an instant preliminary decision on financing approval, helping to maximise conversion rates.

Split payment is becoming a key selling point, enabling professionals to boost conversion rate while securing cash flow. The solution is especially valued for last-minute sales, where quick decisions are essential.

Floa payment | An asset for travel bookings

As the leading French provider of split payment solutions⁴ in the travel sector, Floa supports industry professionals throughout their sales journey. Our technology is tailored to the specific needs of each player, from marketplaces such as Veepee Voyage⁵ and Cdiscount Voyages⁶, to specialist operators like VeryChic(7) and MisterFly⁸.

Our simplicity-focused approach ensures a fast and efficient integration of the payment in instalements⁴ option at the checkout stage.

For tour operators (whether online, remote sales or travel agencies), this means offering a smooth and secure customer experience with fast financing. It is a key advantage for converting purchase intentions into confirmed bookings, especially for last-minute sales.

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